You already know something needs to change.
What you need now is the courage to actually do it.Tess Hulack shares the story and principles that helped her walk away from fear, overwhelm, and uncertainty — and rebuild her life, not just her finances.
Inside, you’ll learn:
This isn’t a workbook. It’s a wake-up.
If you’re in a season of transition, this is where your reset begins.
What you’ll get is a short, powerful read that helps you answer the one question most people avoid:
“Am I really ready to change… or am I just surviving?”
Inside the book, you’ll walk away with
Once I made the emotional decision to change… I had to make the financial one, too.
The book is about finding the courage to choose yourself.
What came next was learning how to protect that version of me — with a strategy that made my money safer, more accessible, and aligned with the legacy I actually wanted to
leave behind.
That’s when I discovered something most people never hear about:
A way to use whole life insurance to become your own bank.
It’s not for everyone.
But if you’ve ever felt like the financial system wasn’t built for you…
There’s another way.
And when you’re ready, I’ll show you exactly how it works.
You don’t need to figure this out alone.
Whether you’re just starting to rebuild…
Or you’re ready to protect what you’re building now…
I offer 15-minute clarity calls for people who are curious, cautious, and ready to explore
what’s possible.
On this call, we’ll talk about:
No Pitch. No Pressure
Just real options, from someone who’s already done what you’re thinking about doing.
If you’ve come this far, don’t stop now. This is where it gets real.
“This is a wonderful book filled with love, hope and promise The author gives clear examples with practical steps to helping you gather the courage to change. It will help empower you to take even the smallest of steps towards your own personal transformation. Start living now!”
“Courage to Change is so much more than a self-help book—it’s a heartfelt conversation with someone who’s walked through the fire and come out stronger. Tess Hulack shares her personal story with vulnerability, humor, and wisdom, reminding us that real transformation doesn’t come from perfection, but from persistence and self-love.
This book helped me reflect on my own patterns and gave me practical tools to move forward, even when things feel messy or uncertain. I especially appreciated the action steps and key takeaways at the end of each chapter—they made everything feel doable. If you’ve ever struggled with self-doubt, fear, or feeling stuck, this book will speak to you in a powerful way.
I walked away from Courage to Change feeling motivated, supported, and reminded that I’m not alone. Highly recommend it for anyone ready to grow, heal, and take the next brave step forward.”
“This book is a truly wonderful! It’s more than just a story; it’s a guide, where the author, much like a dear friend, shares many life lessons that illuminate the path to personal growth. With clear examples and practical steps, you’ll find yourself empowered to take even the smallest, yet most significant, steps towards your own personal transformation. It’s a journey, not just for those seeking change in one aspect of their lives, but for anyone hungry for change in their entirety. This book isn’t just a read; it’s an invitation to start living now, to embrace the courage within and step into your own potential. Highly recommend!”
“This book takes you on a journey of growth and resilience, guiding you toward a path of self-love. Through insightful lessons and heartfelt storytelling, wisdom from famous humanitarians, and tools that encourage bravery, persistence, and consistency. It offers a transformative experience. It inspires deep personal reflection and helps you uncover your most authentic self.”
“In this book Tess teaches some powerful, life-changing concepts. Must read.”